Understanding lending APY
Supply APY can fluctuate with borrowing demand. A high quoted rate may be temporary or rely on token incentives.
Explore yield data ↗Explore crypto markets, compare DeFi yields, monitor perpetual funding, and test strategies with transparent calculators.
Selected crypto assets · prices in USD (market cap may be unavailable)
| Asset | Price | 24h | Market cap | Volume (24h) |
|---|---|---|---|---|
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Observed APYs are variable and may include token incentives.
| Protocol / Pool | Chain | TVL | APY | Type |
|---|---|---|---|---|
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Source: DefiLlama. APY can change rapidly; liquidity, smart contract, depeg, bridge and liquidation risks are not captured by APY.
Binance or Bybit perpetual contracts (automatic fallback) · rates per funding event, not APR.
| Contract | Mark price | Funding rate | 24h notional volume | Next funding (UTC) |
|---|---|---|---|---|
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Positive funding usually means longs pay shorts. Actual settlement schedules vary by contract. Funding rates and mark prices can change before settlement.
Indicative top-of-book comparisons on Binance or Bybit spot and perpetuals.
| Pair | Spot ask | Perp bid | Buy spot / sell perp spread |
|---|---|---|---|
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These are indicative bid/ask spreads, not guaranteed trades or net profits. Fees, funding, slippage, order-book depth, hedge execution and basis convergence can turn a positive spread into a loss.
Local calculations in your browser. No wallet connection needed.
Foundational concepts to research before investing.
Supply APY can fluctuate with borrowing demand. A high quoted rate may be temporary or rely on token incentives.
Explore yield data ↗Funding can change sign; hedged trades still face basis risk, execution costs, liquidations and exchange risk.
Exchange documentation ↗Check TVL, token concentration, protocol audits, reward sources, impermanent loss and exit liquidity.
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